Blog

Self-employed for only a year? Some UK lenders may consider applicants with one year’s accounts. Here’s what matters, what evidence you may need and when[…]

Is your mortgage offer about to expire before completion? Learn when to request an extension, what your lender might check, and what to do if[…]

Buying or remortgaging a flat affected by cladding? Understand what the proposed Building Safety Bill could change, existing mortgage routes and the documents to check.

Moving from your current property to a new-build home? Check your equity, mortgage portability, developer incentives, offer expiry dates and moving costs.

How lenders may assess salary, dividends and company profits when a director applies for a mortgage, with the evidence and affordability checks to prepare.

Considering a shop with a flat above? Check occupation, leases, titles, valuation and financing options before making an offer.

Bank Rate is still 3.75%, yet fixed mortgage pricing can move between MPC meetings. We explain why funding expectations matter and what borrowers should check.

A new five-year 98% LTV mortgage option has widened choice for first-time buyers. We look at what a 2% deposit can and cannot solve, and[…]

September’s house-price figures show slower growth. Here is what buyers and homeowners should consider about their budget, property valuation and next mortgage.

Helping SMEs Build a Greener Future! At TLA Finance, we’re committed to supporting small and medium-sized enterprises (SMEs) in making their properties more energy-efficient. TLA[…]