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Buying or Remortgaging a Flat With Cladding: What Could the New Building Safety Bill Change?

Buying or remortgaging a flat affected by cladding? Understand what the proposed Building Safety Bill could change, existing mortgage routes and the documents to check.

Row of modern homes representing a first-time buyer purchase

Buying a New Build Home When You Already Own a Property

Moving from your current property to a new-build home? Check your equity, mortgage portability, developer incentives, offer expiry dates and moving costs.

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Company Director Mortgages: What If You Leave Profits in Your Business?

How lenders may assess salary, dividends and company profits when a director applies for a mortgage, with the evidence and affordability checks to prepare.

Brick high-street buildings with ground-floor shops and upper-floor windows

Buying a Shop With a Flat Above: What to Check Before Seeking Finance

Considering a shop with a flat above? Check occupation, leases, titles, valuation and financing options before making an offer.

House key beside a model home representing mortgage rate decisions

Why Can Fixed Mortgage Rates Rise When Bank Rate Hasn’t Changed?

Bank Rate is still 3.75%, yet fixed mortgage pricing can move between MPC meetings. We explain why funding expectations matter and what borrowers should check.

Row of modern homes representing a first-time buyer purchase

Can a 2% Deposit Really Be Enough? What a 98% Mortgage Means for First-Time Buyers

A new five-year 98% LTV mortgage option has widened choice for first-time buyers. We look at what a 2% deposit can and cannot solve, and[…]

Brick home exterior illustrating the UK housing and mortgage market

House Price Growth Slows: What Does It Mean for Your Next Move?

September’s house-price figures show slower growth. Here is what buyers and homeowners should consider about their budget, property valuation and next mortgage.

Building a greener, more sustainable future

Helping You Build a Greener, More Sustainable Future

Helping SMEs Build a Greener Future! At TLA Finance, we’re committed to supporting small and medium-sized enterprises (SMEs) in making their properties more energy-efficient. Through[…]

Proposed mortgage rule changes

Proposed Mortgage Rule Changes: Could This Help Me?

If you’re a first-time buyer (FTB) struggling to get on the property ladder, recent discussions about potential changes to mortgage rules could bring some relief.[…]

Financial protection against everyday accidents

Financial Protection Against Everyday Accidents

Accidents can happen anywhere and to anyone, often when least expected. Recent research highlights just how common accidents are and the financial strain they can[…]