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Person reviewing a contract on a laptop, illustrating a fixed-term employment mortgage application

Can I Get a Mortgage on a Fixed-Term Contract? What UK Lenders Check

A fixed-term contract does not automatically rule out a UK mortgage. Learn what lenders check, how contract history affects affordability and which documents help.

Packed moving boxes in a bright room before a house move

Can I Buy My Next Home Before Selling My Current House? Bridging Finance Explained

Want to buy your next home before selling your current one? Compare a normal mortgage with bridging finance, understand the costs, risks, Stamp Duty and[…]

Modern apartment homes illustrating shared ownership remortgage options

Can I Remortgage My Shared Ownership Home Without Staircasing?

Own a share of your home and coming to the end of a mortgage deal? Learn about shared ownership remortgages, housing association consent, fees and[…]

Financial paperwork being reviewed for a mortgage application

Can I Get a Mortgage With a CCJ or Default?

A CCJ or default does not always rule out a mortgage. Find out what lenders may look at, how timing and value matter, and why[…]

Person using a calculator to review income and mortgage affordability

Can Overtime, Bonus or Commission Help Me Borrow More for a Mortgage?

Overtime, bonus and commission can sometimes be used for mortgage affordability, but lenders assess variable income differently. Here’s what evidence may be needed.

New parents at home while planning their mortgage and finances

Can I Get a Mortgage While on Maternity Leave?

On maternity leave and applying for a mortgage? Some lenders may still consider your normal or return-to-work income. Here’s what evidence and affordability checks may

House keys representing a family gifted deposit for a home purchase

Can My Parents Gift Me the Deposit for a Mortgage?

Using a gifted deposit from parents or family? Find out what mortgage lenders may require, what evidence is needed and why source of funds matters.

New employee reviewing an employment contract

Can I Get a Mortgage If I’ve Just Started a New Job or I’m Still in Probation?

Just started a new job or still in probation? Some UK mortgage lenders may still consider you. Here’s what evidence may be needed and why[…]

Zero-hours worker reviewing finances

Can I Get a Mortgage on a Zero-Hours Contract?

Zero-hours contract income can be accepted by some mortgage lenders, but criteria vary widely. Here’s what lenders may look at and what evidence you may

Household finances and credit payments

Can I Get a Mortgage After a Missed Payment?

A missed payment does not automatically rule out a mortgage. Find out what lenders may look at, why timing matters and what to do before