Posts from October 26, 2026

Modern apartment homes illustrating shared ownership remortgage options

Can I Remortgage My Shared Ownership Home Without Staircasing?

Own a share of your home and coming to the end of a mortgage deal? Learn about shared ownership remortgages, housing association consent, fees and[…]

Financial paperwork being reviewed for a mortgage application

Can I Get a Mortgage With a CCJ or Default?

A CCJ or default does not always rule out a mortgage. Find out what lenders may look at, how timing and value matter, and why[…]

Person using a calculator to review income and mortgage affordability

Can Overtime, Bonus or Commission Help Me Borrow More for a Mortgage?

Overtime, bonus and commission can sometimes be used for mortgage affordability, but lenders assess variable income differently. Here’s what evidence may be needed.

New parents at home while planning their mortgage and finances

Can I Get a Mortgage While on Maternity Leave?

On maternity leave and applying for a mortgage? Some lenders may still consider your normal or return-to-work income. Here’s what evidence and affordability checks may