Posts from October 25, 2026

House keys representing a family gifted deposit for a home purchase

Can My Parents Gift Me the Deposit for a Mortgage?

Using a gifted deposit from parents or family? Find out what mortgage lenders may require, what evidence is needed and why source of funds matters.

New employee reviewing an employment contract

Can I Get a Mortgage If I’ve Just Started a New Job or I’m Still in Probation?

Just started a new job or still in probation? Some UK mortgage lenders may still consider you. Here’s what evidence may be needed and why[…]

Zero-hours worker reviewing finances

Can I Get a Mortgage on a Zero-Hours Contract?

Zero-hours contract income can be accepted by some mortgage lenders, but criteria vary widely. Here’s what lenders may look at and what evidence you may

Household finances and credit payments

Can I Get a Mortgage After a Missed Payment?

A missed payment does not automatically rule out a mortgage. Find out what lenders may look at, why timing matters and what to do before

Self-employed applicant reviewing business finances

Can I Get a Mortgage With Only One Year’s Accounts?

Self-employed for only a year? Some UK lenders may consider applicants with one year’s accounts. Here’s what matters, what evidence you may need and when[…]

Mortgage offer and property purchase paperwork

Mortgage Offer Expiring Before Completion? What to Do Next

Is your mortgage offer about to expire before completion? Learn when to request an extension, what your lender might check, and what to do if[…]