Accidents can happen anywhere and to anyone, often when least expected. Recent research highlights just how common accidents are and the financial strain they can cause without proper protection.
The Reality of Everyday Risks
Falls at home are the most frequent type of accident for adults, accounting for 34% of incidents. Women are more likely to fall both at home (38% compared to 28% of men) and outside (29% compared to 16% of men). Men, on the other hand, experience more accidents in the workplace (14%) and car (13%).
Younger adults also face unique risks. Among under-35s, 23% have experienced sports-related injuries and 10% of younger adults have had allergic reactions.
The Financial Impact of Accidents
Accidents can bring unexpected financial burdens. Younger people, often without substantial savings, are particularly vulnerable. For those in manual professions like building or delivery driving, the financial risks are even greater, with under-35s making up a significant proportion of claims.
The most common sites for accidents include public roads (13%), living rooms (9%), kitchens (8%), and even staircases (7%), emphasising that danger can be as close as in your own home.
The Importance of Financial Protection
Having insurance and financial safeguards in place is crucial for managing these risks. Policies like accident-only income protection can provide a safety net, ensuring you have financial support during recovery.
By protecting your income and covering unexpected expenses, financial protection offers stability in life’s uncertain moments. Investing in the right coverage isn’t just practical, it’s a proactive step toward safeguarding your future.
Don’t wait until an accident happens. Get in contact and explore your options today.
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